Apple Account Paying Priority

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i have itunes gift card has around $20 left, , want mac os x lion (which $30). think must link credit card account , $19.99 taken leftover gift card , $10 charged credit card?

if that's happening, there way buy lion , have money charged credit card?
 

afaik, take balance gift cards, etc before charging payment card.
if want charge full amount cc, easiest way buy $30 gift card cc , add account
 


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